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With competition for places among online bookmakers having become fiercer than ever over recent years, betting sites must offer promotions in order to attract punters to their platform.
Money back offers are one type of promotion available today, covering a range of different sports. Losing a bet can be hugely disappointing, earning money back as a free bet will often ease the pain. Money back offers effectively mean that in the event of a punter losing a bet, but a predetermined event occurs during the event, stakes will be refunded by the bookmaker.
Types of Money Back Offer
In terms of the type of money back offers that are available to punters in the UK, such promotions vary from bookie to bookie, meaning that it is well worth doing your homework before finding one that best suits your needs and wants. The following are among the most common money back offers found online today:
Accumulator Insurance
Punters who enjoy backing a series of teams and players on the same bet slip will know all about the frustration of missing out on winnings because of just one selection letting you down. However, accumulator insurance offers mean that in this instance, punters will receive their stake back in the form of a free bet or cash, usually up to a pre-stipulated amount. Such offers are most commonly found when it comes to football markets, however some bookies will offer them on a range of disciplines.
Money Back if Favourite Wins
Despite not being as common within the industry, such offers are available to punters when major sporting events take place, such as the Grand National or FA Cup Final. In simple terms, should the favourite come out on top, bookmakers will refund all losing bets up to a certain amount.
Money Back if You Lose
Perhaps the simplest of promotions to understand, punters will receive their money back if their bet loses. This type of money back offer is occasionally offered to new customers registering with a particular bookie.
Money Back in a Particular Event Occurs
Meanwhile, one of the most popular forms of money back offer for both bookmakers and punters alike delivers the chance for customers to earn their stake back in the event of a pre-stipulated event occurring. Whether it be a particular player scoring in a football match or a tennis player winning the opening set, this type of football betting offers has become increasingly common.
How Money Back Offers Work
It is worth noting that money back offers are likely to come with a range of terms and conditions, which will differ from bookie to bookie. However, the majority of betting sites will state that any money that is returned in the form of a free bet or cash will only be delivered up to a certain amount, normally around £25.
Meanwhile, punters who receive money back will sometimes be limited in terms of the markets in which it can then be used on, while it is also unlikely to be withdrawable immediately. However, the fact that you are in a position to receive a second chance makes money back offers hugely appealing.
All Money Back Offers (June 2022)
*Significant Terms: This offer is available pre-match on every game for Half Time/ Full Time, all Scorecast and all Correct Score markets. If the game finishes without a score (0-0), your stake will be refunded if the bet loses. Bets you place from your Withdrawable Balance will be refunded to your Withdrawable Balance and bets placed using Bet Credit will be returned as Bet Credits. This offer won’t apply where a stake has been 100% Cashed Out. In situations where a stake has been Cashed out only partially, and the match finishes 0-0, only your remaining active stake will be refunded. If the qualifying bet is edited using the Edit Bet feature before kick-off and the match finishes 0-0, only your new stake will be returned. Where your bet has been edited to include or amend a selection for an event that is In-Play, the offer does not apply. This offer is available to new and eligible customers of bet365 only. Full Terms & Conditions apply.
*Significant Terms: Only new and eligible bet365 customers can claim this offer. This Soccer Substitute Guarantee offer applies only to pre-match single bets on any of the applicable markets (where available) that are listed on the bet365 Soccer Substitute Guarantee promotion page, for any soccer match. If the player you choose to back is substituted prior to the half-time whistle, your stake will be refunded as Bet Credits. The offer does not apply if your qualifying bet is edited using the Edit Bet feature to change from a player who is then substituted prior to the half-time whistle. The offer will apply where a qualifying bet has been edited to change to a player who is then substituted prior to the half-time whistle. The offer will not apply if a bet has been edited to an In-Play selection. Where one of the pre-match selections on any of the markets listed on the bet365 Soccer Substitute Guarantee promotion page is part of a Bet Builder bet and the player you choose to back is substituted prior to the half-time whistle, the Bet Builder bet will be void and your stake will be returned as Bet Credits. Where the outcome of your bet has been already determined prior to your selected player being substituted, or your bet continues on to win, then this offer will not apply and your bet will be settled in accordance with the bet365 Soccer Rules. This offer will not apply where a stake has been Cashed out fully or partially. Full Terms & Conditions apply.

*Significant Terms: Only new and eligible bet365 customers can claim this offer. The Tennis Retirement Guarantee offer applies only to pre-match single bets on the To Win Match market for main draw singles matches from WTA, ATP or Grand Slam Tennis events. If the opposition player retires hurt, bet365 will pay your bet out as a winner, with your stake returned as cash and winnings paid as Bet Credits. If all or a portion of the qualifying bet you place is with Bet Credits, that part of your stake will be refunded as Bet Credits with any remainder in cash. This Retirement Guarantee offer will not apply to Bet Builder bets. Where the To Win Match market is included as a pre-match selection in a Bet Builder bet, and either player retires hurt, the Bet Builder bet will be settled as void and your stake will be retuned in cash, in accordance with bet365’s Tennis Rules. If your bet is edited using the Edit Bet feature to a pre-match single bet on the To Win Match market for a player who then progresses due to retirement, this offer does not apply. This offer also does not apply if your bet has been edited pre-match in any other way or to include an In-Play selection. If your stake has been fully or partially Cashed Out, this offer does not apply. Full Terms & Conditions apply.
Money Back as Cash Offers
For those who are excited about the prospect of receiving their stake back in the form of cash, the following offers are well worth checking out.

Betfair Risk Free Offer
New customers at Betfair are able to earn a risk free bet worth £5, which can be used on their popular betting exchange. In order to take advantage, simply sign-up for a new account on their website or mobile app, before staking £5 or more on your choice of market on their exchange.
In the event of this bet ultimately proving unsuccessful, the bookie will refund £5 in cash. This promotion is only available to punters who have never previously placed a bet using the Betfair Exchange, while customers must also opt in before placing qualifying bets. Refunds are issued within just 24 hours of qualifying bets being settled, with those placing winning bets receiving their winnings as normal. Elsewhere, bets that are cashed out will not count towards the risk free offer from Betfair.

Bet365 Bore Draw Money Back Offer
With football undoubtedly being the most popular sport to bet on in the UK, it comes as little surprise that Bet365 have introduced this type of promotion. Punters placing a pre-match correct score, half time/full time or scorecast bet on any football match will receive their stake back in cash should the game end in a 0-0 draw.
While goalless draws are something of a rarity in the beautiful game now due to the quality of attackers on display, this promotion could well save you money for times when goalkeepers are unbeatable or strikers have an off day. Available to both new and existing customers at Bet365, the popular bookmaker is one of the few betting sites to deliver refunds in cash, rather than free bet tokens.
Money Back as Free Bet Offers
More commonly, bookmakers will refund stakes in the form of a free bet, with these promotions being the most popular at present in this area.

888Sport ACCA Saver Offer
Those who regularly place accumulator style bets will be delighted to learn about this offer from 888Sport, which is now one of the most popular betting platforms for punters in the UK. Punters placing multiple bets worth at least £2, as well as comprising of six or more legs, will receive their stake back as a free bet should just one leg let you down.
Available on horse racing, greyhounds and football markets at 888Sport, minimum odds of 1/2 or greater per leg are also required in order to qualify, this offer effectively puts an end to the frustration of being let down by just one team or a single runner.

BlackType – Virtual Sport of The Day Cashback Offer
BlackType are an up and coming betting site in the UK, with their range of promotions helping to attract punters on a regular basis. Their “Virtual Sport of the Day Cashback” offer means that customers are in with the chance of earning 10% cashback on lost bets placed on virtual sports.
Greyhounds, horse racing, football and motor racing virtual markets feature, with refunds being paid in the form of free bets. Refunds apply to net losses from the selected game of the day, with this promotion running each day of the week from 00:01 to 23:59. Free bets must be used within 7 days, with this offer applying to desktop, mobile and BlackType app users.

Paddy Power Money Back Specials
Paddy Power is perhaps the king of the money back special, with the bookmaker regularly refunding over £750,000 per month to punters. Their football accumulator insurance offer, and greyhound, horse racing and darts money back specials help to ensure that customers often receive their stake back in the form of a free bet, which can then be used on any Paddy Power sportsbook market.
The bookie introduce such promotions on a weekly basis surrounding major sports events, with their money back specials surrounding a particular outcome occurring, whether it be a particular footballer scoring a goal or a cricket batsmen scoring a half century.